Glossary · Financial

4% Rule

Safe annual withdrawal rate in retirement.

Definition

The 4% rule suggests retirees can safely withdraw 4% of their portfolio in year one (adjusted for inflation thereafter) with high probability of lasting 30 years.

How SalaryScopePro uses this term

We surface 4% rule across salary results, occupation pages, city pages, and Premium Reports — with consistent definitions and methodology. See methodology and data sources for how the underlying numbers are computed.