Glossary · Financial

Debt-to-Income Ratio (DTI)

Monthly debt payments vs. gross monthly income.

Definition

DTI is the percentage of monthly gross income consumed by debt payments. Lenders typically cap mortgage DTI at 43%; ideal is below 36%.

How SalaryScopePro uses this term

We surface debt-to-income ratio (dti) across salary results, occupation pages, city pages, and Premium Reports — with consistent definitions and methodology. See methodology and data sources for how the underlying numbers are computed.