Calculator

Layoff Survival Calculator

Model your true financial runway after a job loss — savings, severance, and burn rate visualized.

Liquid savings ($)Emergency fund ($)Severance / final pay ($)Monthly debt payments ($)Monthly living expenses ($)Rent, food, insurance, utilities

Total runway cash

$33,000

Monthly burn

$4,850

Expenses + debt

Runway

6.8 mo

Financial risk

Moderate

Cash balance projected forward at your current burn rate.

Solid buffer. Use this window to pivot strategically rather than take the first offer.
Industry benchmark: target 6 months of expenses in liquid savings before disruption.